Written cash offer within 24 hours of the walkthrough
Cash For Your Gilgo Beach Cottage, Oceanfront Or Bayfront, Without A Listing
A Direct Cash Buyer For Gilgo Beach Cottage Owners, Heirs, And Second Home Families Who Want A Quiet Sale Without Repairs Or Showings.
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One Road In, A Small Cluster Of Houses, And Every One Of Them Between The Ocean And The Bay
Gilgo Beach is a strip of houses on the barrier island between Tobay Beach and Cedar Beach, reached only by Ocean Parkway. The cottages sit on the ocean side behind the dune and on the bay side along the State Boat Channel, most of them built as summer places decades ago and added onto one room at a time. It’s part of the Town of Babylon, which issues the permits, and the Babylon school district. There’s no station; Babylon, across the Robert Moses Causeway, is where the train is. Many of the houses are second homes, and many have passed to a second or third generation that lives somewhere else.
That’s where the sales come from. A parent who spent every summer at Gilgo passes, the heirs live in Connecticut or Colorado, and the cottage needs a roof, a septic, an insurance policy that costs more every year, and, for any real rebuild, a lift onto pilings under the FEMA V zone rules before a lender will touch it. The market is small, the buyer pool is smaller, and a listing means strangers driving out Ocean Parkway all summer. Prime Realty Buyers buys Gilgo Beach cottages as they stand, oceanfront or bayfront, with the dune permit questions, the septic, and the contents in place. We can close on a Gilgo Beach house in as little as 7 days.
Trusted By Gilgo Beach Homeowners In:
the oceanfront rows behind the dune, the bayfront along the State Boat Channel, the blocks by the Town beach, West Gilgo Beach, Oak Beach, and Oak Island, plus surrounding Suffolk communities including Babylon, West Islip, Lindenhurst, Copiague, Bay Shore, and North Babylon.
Why Gilgo Beach Homeowners Sell To Prime Realty Buyers
Nobody sells a Gilgo cottage casually. It was the family’s summer for forty years. What forces the sale is what the barrier island costs to keep: the insurance, the elevation, the septic, the erosion rules, and the fact that the people who inherited it live a plane ride away.
Sellers across Gilgo Beach reach out to us when they're dealing with:
We make one written cash offer and explain how we got there. Ocean side or bay side, we tell you honestly whether we’re the right buyer for a house this far out.
We Buy Gilgo Beach Houses As-Is
You don’t put it on pilings. You don’t replace the septic. You don’t drive out to meet anyone.
We buy:
Take what matters. Leave the rest. The pilings question, the septic, the dune paperwork, and the beach chairs in the shed are ours after closing.
Why Choose Prime Realty Buyers
Prime Realty Buyers is a local Long Island buyer. We close in the Town of Babylon every month and we know what a barrier island house costs to own, insure, and permit. The person who drives out Ocean Parkway to walk the cottage writes the offer, explains what we factored in for the V zone, the septic, or the dune work, and sends proof of funds on request.
We work with your attorney and your executor, and we close on your date. If the estate needs until spring, the cottage stays shut and nobody drives out. If the heirs want it done before the next policy renewal, we close before it.
Situations We Buy Gilgo Beach Houses In
Nearby Suffolk Areas We Also Buy In
We buy on the barrier island and across the Town of Babylon and the South Shore, including:
Real Gilgo Beach Seller Stories
Probate Property
I was executor for my father’s oceanfront cottage at Gilgo, and Surrogate’s Court took most of a year while the estate paid flood and wind insurance on a house nobody opened. Prime Realty Buyers signed a contract early and waited without pressure. When Letters issued, Chris closed in ten days. The cottage was never on pilings and he never asked about it.
Inherited House
My mother’s bayfront cottage on the boat channel went to me and my brother in Denver. Neither of us had been out since her last summer, and the bulkhead was going. Prime Realty Buyers walked it once, bought it with forty summers of furniture inside, arranged my brother’s signing by mail, and closed in five weeks. Chris explained the bulkhead in the number instead of asking us to fix it.
Repair Distress
The county wanted the septic replaced before the Town would look at our deck permit, and the engineer said the ocean side house needed pilings for any real work. The estimates were more than the cottage was worth to us. Chris priced all of it into his offer and showed me how. Prime Realty Buyers closed in 21 days. We never hired the engineer.
Downsizing
We bought at Gilgo in 1979 and every family on the beach knew us. We didn’t want a sign on Ocean Parkway or strangers in the cottage all summer. Prime Realty Buyers came out once in April, gave us a written offer the next day, and let us have one last season. We closed in September on the date we picked. Nobody on the beach knew until we told them.
Out Of State Heir
I live in Hartford and inherited my aunt’s Gilgo cottage with the water off and a winter of storms on it. I couldn’t drive out every weekend to meet contractors or buyers. Prime Realty Buyers walked it for me, sent photos of everything, arranged my signing at a notary near my house, and wired the money at closing. Four weeks. Chris handled the rest.
Sound Like Your Situation?
One drive out, a written cash offer in 24 hours, no obligation.
Our 3-Step Process
1
Contact Us
Call 516-218-0365 or submit your property information. Tell us the Gilgo Beach address, the situation, and your timeline. Five minutes, no obligation.
2
Get A Fair Cash Offer
We do a quick walkthrough, in person or virtual, and present a no-obligation cash offer, usually within 24 hours. We’ll show you exactly how we got to the number.
3
Close On Your Timeline
Need it done in seven days? We can. Need longer to settle an estate, coordinate a move, or wait out a tenant? We can do that too. You sign, we wire, you’re done.
Selling To Prime Realty Buyers Vs Listing In Gilgo Beach
| Sell To Prime Realty Buyers | Traditional Agent Sale |
|---|
| Condition | Sell 100% as-is | Repairs often needed |
| Commissions | 0% commissions | Agent commission comes out of your proceeds |
| Closing Costs | We cover closing costs | Seller pays a portion |
| Showings | No showings, no open houses | Weeks of showings over months |
| Timeline | Close in as little as 7 days | Contract, inspection, appraisal, and the lender’s timeline |
| Financing | No financing contingency | Deals fall apart at the mortgage commitment |
| Oceanfront Cottage In A FEMA V Zone, Never On Pilings | Priced in, no elevation certificate or engineer required | Buyer’s insurance quote and engineer letter come first |
| Ocean Parkway Is The Only Way In | One walkthrough, we drive out once | Months of showings an hour from anywhere |
| Heirs Who Haven’t Been Out Since Labor Day Years Ago | Remote signings, we handle the cottage and the contents | Someone has to meet every buyer at the beach |
| Septic On The Barrier Island | Factored into the offer, county permit on our side | Inspection, county sign off, and replacement before closing |
| Dune Or Bulkhead Permit Questions | We take the Town of Babylon and state paperwork on at closing | Engineer, survey, and permits before commitment |
| Cottage Only Used In Summer, Shut All Winter | We buy off season, water off, contents in place | Winter showings on a closed up house |
Frequently Asked Questions, Gilgo Beach
Do you actually buy at Gilgo Beach? It's a small place.
Yes. Gilgo is a handful of streets and we don’t pretend otherwise, but the cottages there come with exactly the problems we buy through elsewhere in the Town of Babylon: flood zones, septic, permits, and heirs far away. We’ve driven out Ocean Parkway for a lot less than a house.
My cottage is oceanfront in a FEMA V zone and was never put on pilings. Do you still buy it?
Yes. The V zone and the pilings question are in our number from the first conversation. We pay cash, so there’s no lender asking for an elevation certificate, an engineer’s letter, or a policy quote before closing. You sell it as it sits behind the dune.
I inherited the Gilgo cottage and I live in Colorado. Do I have to come out?
No. We walk the cottage, send you photos of everything, arrange a remote notarized signing near you, and wire the funds the day it closes. We can also handle the cleanout and turning the water back on or off. Most of our Gilgo Beach sellers never make the trip.
The septic is original and the county will want it replaced. Is that on me?
Not with us. There’s no sewer on the barrier island, and Suffolk County generally requires a failed system to be replaced with an I/A unit, which is a five figure job on any lot and harder on sand. We factor the replacement into the offer and pull the county permit after closing.
Are there dune or erosion rules that stop a sale at Gilgo Beach?
They stop a financed sale, not ours. The state’s coastal erosion rules and the Town of Babylon’s permits apply to any work on the dune or the bulkhead, and a lender wants that resolved first. We buy the cottage with the questions open and take the paperwork on ourselves.
Can you close in the off season when the cottage is shut down?
Yes. We buy Gilgo cottages with the water off, the shutters up, and the beach chairs still in the shed. If you’d rather have one last summer first, we sign now and close in September on your date.
Will anyone at Gilgo know the house is for sale?
Not from us. One walkthrough, no sign on Ocean Parkway, no photos online, no open house. On a beach where every family knows every cottage, that matters, and it’s how most of our Gilgo Beach sales happen.
What does Prime Realty Buyers charge?
Nothing. 0% commissions, no closing costs charged to you, no fees. The written offer is what you receive, less only what you owe on the cottage.
Preguntas Frecuentes
Hablamos español. Llámenos al 516-218-0365.
¿Compran casas de playa en Gilgo Beach?
Sí. Prime Realty Buyers compra casas de verano en Gilgo Beach, frente al mar o frente a la bahía, tal como están. Compramos con el sistema séptico viejo, los permisos pendientes y los muebles adentro.
La casa está en zona de inundación y nunca fue puesta sobre pilotes. ¿Es un problema?
No para nosotros. La zona de inundación ya está incluida en la oferta. No pedimos certificado de elevación ni carta de ingeniero. Llámenos al 516-218-0365.
Heredé la casa y vivo en otro estado. ¿Tengo que viajar?
No. Nosotros visitamos la casa, le enviamos fotos, organizamos una firma notarizada cerca de usted y le enviamos el dinero el día del cierre.
¿Pueden cerrar en invierno cuando la casa está cerrada?
Sí. Compramos casas en Gilgo Beach con el agua cortada y las ventanas tapiadas. Si prefiere un último verano, firmamos ahora y cerramos en la fecha que usted elija.
¿Cobran comisiones?
No. No hay comisiones ni gastos de cierre a su cargo. La oferta por escrito es lo que usted recibe. Llámenos al 516- 218-0365 para una oferta en 24 horas.
Ready To Let The Gilgo Beach Cottage Go?
No pilings. No septic replacement. No summer of strangers driving out Ocean Parkway.A written cash offer from a local Long Island buyer who closes across the Town of Babylon every month.
No obligation. No pressure. No fees, ever.